thesun.ng ·
big banks post strong growth weaker profits in 2025
The full article is on the original publisher site. This page only shows the headline and a very short excerpt.
AI insight
AI-generatedNigeria's largest banks (Access, Zenith, First HoldCo, UBA) show strong revenue growth but profit compression from regulatory reforms (likely CBN policies). The commercial mechanism is regulatory (regulatory) impacting net interest margins and compliance costs. Investor sentiment remains positive, supporting equity index. Country-specific impact on Nigerian banking sector.
Signals our AI researcher identified
Extracted by our AI model from this article and related public sources — not direct quotes from the publisher.
- Nigeria's largest banks reported combined gross earnings of N18.2 trillion in 2025, up 7.69% from N16.9 trillion in 2024.
- Access Holdings led with N5.52 trillion gross earnings, followed by Zenith Bank at N4.07 trillion and First HoldCo at N3.21 trillion.
- First HoldCo's profit after tax dropped to N52 billion from N663 billion, and UBA's fell to N404 billion from N766 billion due to regulatory reforms.
- The Nigerian Exchange All-Share Index gained 0.36% on May 4, 2026, reaching 243,158.97 points.
Nigerian banks face mid-term margin pressure, with expected earnings decline; direction is down. Window: 2-4 weeks.
Sign in to see all sector verdicts, full thesis and counter-argument debate.