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current mortgage rates 05 06 2026

TAX_DISEASE_CORONAVIRUSEPU_POLICY_FEDERAL_RESERVEEPU_CATS_MONETARY_POLICYGENERAL_GOVERNMENT

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AI insight

AI-generated

U.S. mortgage rates increased across all categories, with the 30-year fixed rate rising to 6.380%. This directly affects homebuyer affordability and refinancing activity, pressuring mortgage originators and real estate demand. The Federal Reserve's federal funds rate remains at 3.50%-3.75%, with no change expected until the June meeting. The channel is demand_spike (inverse: higher rates reduce demand) and regulatory (Fed policy). Impact is U.S.-specific.

Signals our AI researcher identified

Extracted by our AI model from this article and related public sources β€” not direct quotes from the publisher.

  • 30-year fixed-rate conforming mortgage rate: 6.380%, up 7 bps from previous day.
  • 15-year fixed-rate mortgage rate: 5.742%, up 13 bps.
  • 30-year jumbo mortgage rate: 6.492%.
  • 30-year FHA mortgage rate: 6.138%.
  • Mortgage applications decreased by 1.6% for week ending April 24, 2026.
current mortgage rates 05 06 2026 | fortune.com β€” News Analysis